SBI BPCL Credit Card Review 2026 – Fuel Cashback, Benefits & Apply Now
BI BPCL Credit Card by State Bank of India is one of the best fuel credit cards in India. It offers up to 4.25% value back on fuel at BPCL petrol pumps along with reward points on everyday spending.
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Last Updated
September 2, 2026
Best Value
Deal
SBI BPCL Credit Card – Apply Now & Save Big on Fuel Spends
The State Bank of India BPCL Credit Card is specially designed for fuel savings in partnership with Bharat Petroleum Corporation Limited. It offers accelerated reward points on fuel purchases, along with benefits on everyday spending.
💳 Key Highlights:
✔️ Up to 4.25% value back on BPCL fuel spends
✔️ Reward points on groceries, dining & movies
✔️ Fuel surcharge waiver across BPCL pumps
✔️ Welcome bonus reward points
✔️ Easy redemption options
👉 Apply now and turn your fuel expenses into savings!
SBI BPCL Credit Card Review 2026 – Fuel Cashback & Benefits
Looking for SBI BPCL Credit Card details? This page provides complete information about fuel cashback, rewards, benefits, and fees to help you save more on petrol, diesel, and daily expenses. This page includes the latest SBI BPCL credit card offers and benefits updated regularly. Last Updated: April 2026Current SBI BPCL Credit Card Offers
- Up to 4.25% value back on BPCL fuel spends
- 13X reward points on fuel purchases
- 1% fuel surcharge waiver
- Welcome bonus reward points
- Contactless payment support
SBI BPCL Credit Card Benefits & Features
Fuel Cashback & Rewards
- Earn up to 4.25% value back on fuel at BPCL pumps
- 13 reward points per ₹100 spent on fuel
- Maximum monthly reward cap applies
Everyday Rewards
- 5X reward points on groceries, dining & movies
- 1X reward points on other spends
- Useful for daily expenses
Fuel Surcharge Waiver
- 1% waiver on fuel transactions
- Valid on spends up to ₹4,000 per month
- Maximum saving ₹100 per billing cycle
Fees & Charges
- Joining Fee: ₹499
- Annual Fee: ₹499 (waived on ₹50,000 annual spend)
- Interest Rate: Approx. 3.5% per month
Ways to Save More with SBI BPCL Card
- Use card at BPCL petrol pumps
- Maximize fuel spending rewards
- Use for groceries and dining
- Redeem reward points for fuel
Common Issues & Solutions
Fuel Cashback Not Received
- Transaction not eligible
- Monthly limit reached
- Non-BPCL outlet usage
How to Apply SBI BPCL Credit Card
- Visit SBI Card official website
- Select BPCL Credit Card
- Fill application form
- Complete KYC verification
- Get approval and start using
SBI BPCL vs Other Fuel Credit Cards
| Feature | SBI BPCL | IndianOil Axis | HPCL ICICI |
|---|---|---|---|
| Fuel Cashback | Up to 4.25% | ~4% | ~5% |
| Best For | BPCL Users | IOCL Users | HPCL Users |
| Annual Fee | ₹499 | ₹500 | ₹500 |
Frequently Asked Questions
Is SBI BPCL Credit Card good?
Yes, it is one of the best fuel credit cards for BPCL users.What fuel cashback does it offer?
Up to 4.25% value back on BPCL fuel purchases.Is there a surcharge waiver?
Yes, 1% fuel surcharge waiver is available.Who should apply?
Best for users who spend regularly on fuel.Popular Searches Related to SBI BPCL Credit Card
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